What sector does Safety Insurance Group, Inc. belong to?

Safety Insurance Group, Inc. operates in the Financials sector, specifically the Property & Casualty Insurance industry, and is listed on the US markets.

What is the current share price of SAFT?

As of the latest available quote, SAFT traded at $103.42. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of SAFT?

Safety Insurance Group, Inc. has a price-to-earnings (P/E) ratio of about 22.24. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of SAFT?

The market capitalisation of Safety Insurance Group, Inc. is approximately $1.53B.

Is Safety Insurance Group, Inc. profitable?

For its latest reported financial year, Safety Insurance Group, Inc. recorded a net profit margin of about 7.85%.

Does SAFT pay a dividend?

Safety Insurance Group, Inc. currently has a dividend yield of about 3.56%.

What is the return on equity (ROE) of SAFT?

Safety Insurance Group, Inc. has a return on equity (ROE) of about 11.32%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of SAFT?

Over the past 52 weeks, SAFT has traded between a low of $67.04 and a high of $103.80.

Safety Insurance Group, Inc.

SAFT US Financials Property & Casualty Insurance

S&P 600

$103.42

+0.10%

Delayed · cached 15 min

Fair value analysis

SAFT

Safety Insurance Group, Inc.

$103.42

Close used for this calculation

$133.57Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

62/100

Profitability13/25

Returns10/25

Balance Sheet21/25

Efficiency18/25

Growth16/25

Good

Quality radar

Consensus fair value

$133.57

Below FV

▲ +29.2% against the close used

Model range $37.05 – $210.74

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$37.05Fair value$133.57Bull$210.74

FairClose

52-week traded range

52W low $67.3752W high $103.79

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Safety Insurance Group, Inc. closed at $103.42, 22.6% below the consensus fair value of $133.57 drawn from 9 valuation models.

Financial DNA score 62/100 — Good. P/E of 15.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$210.74

+103.8%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=5.5%, r=10%, tg=3%, n=10yr

Graham Number

$95.21

-7.9%

√(22.5 × EPS × BVPS)

EPS=6.7, BVPS=60.13 · outside Graham range (P/E 15.4, P/B 1.7) — asset-light, treat as a rough floor

P/E Fair Value

$134.00

+29.6%

EPS × 20x (sector P/E)

EPS=6.7, Sector P/E=20x

Peter Lynch (PEG)

$37.05

-64.2%

EPS × Growth% (PEG = 1 is fair)

EPS=6.7, g=5.5%

EV/EBITDA

$114.18

+10.4%

(EBITDA × 12.8x − Net Debt) ÷ Shares

EBITDA=132.51M

Dividend Discount (DDM)

$85.94

-16.9%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=3.64, r=10%, g=5.5%

Book Value (P/B)

$77.88

-24.7%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=60.13, ROE=11.3%, g=5.5%, r=10%

Reverse DCF

$103.42

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 3.7% | Historical: 5.5%

Margin of Safety

$109.99

+6.4%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=146.65, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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