Shalibhadra Finance Ltd

SAHLIBHFI NSE Financial Services Non Banking Financial Company (NBFC)
₹82.25
-0.10%
Delayed · cached 15 min

Fair value analysis

SAHLIBHFI
Shalibhadra Finance Ltd
Financial ServicesNon Banking Financial Company (NBFC)
₹82.33
Close used for this calculation
₹127.54Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
56/100
Profitability25/25
Returns11/25
Balance Sheet3/25
Efficiency17/25
Growth20/25
Good
Quality radar
56Prof.25/25Ret.11/25Eff.17/25B.Sht3/25Growth20/25

Consensus fair value

₹127.54
Below FV
▲ +54.9% against the close used
Model range ₹84.33 – ₹284.18
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹84.33Fair value₹127.54Bull₹284.18
FairClose
52-week traded range
52W low ₹70.0052W high ₹89.52

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Shalibhadra Finance Ltd closed at ₹82.33, 35.4% below the consensus fair value of ₹127.54 drawn from 8 valuation models.

Financial DNA score 56/100 — Good. P/E of 12.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹125.25
+52.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹90.10
+9.4%
√(22.5 × EPS × BVPS)
EPS=6.31, BVPS=57.17
Graham Formula
₹284.18
+245.2%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹106.32
+29.1%
EPS × 16.85x (sector P/E)
EPS=6.31, Sector P/E=16.85x
Peter Lynch (PEG)
₹148.92
+80.9%
EPS × Growth% (PEG = 1 is fair)
EPS=6.31, g=23.6%
Book Value (P/B)
₹84.33
+2.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=57.17, ROE=11.9%, g=6%, r=10%
Reverse DCF
₹82.33
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.4% | Historical: 23.6%
Margin of Safety
₹113.60
+38.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=151.46, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.