Satin Credit Net Ltd

SATIN NSE Financial Services Microfinance Institutions
₹216.67
-0.25%
Delayed · cached 15 min

Fair value analysis

SATIN
Satin Credit Net Ltd
Financial ServicesMicrofinance Institutions
₹217.21
Close used for this calculation
₹549.84Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
60/100
Profitability21/25
Returns11/25
Balance Sheet6/25
Efficiency22/25
Growth20/25
Good
Quality radar
60Prof.21/25Ret.11/25Eff.22/25B.Sht6/25Growth20/25

Consensus fair value

₹549.84
Below FV
▲ +153.1% against the close used
Model range ₹464.88 – ₹1,354.22
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹464.88Fair value₹549.84Bull₹1,354.22
FairClose
52-week traded range
52W low ₹137.2552W high ₹268.87

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Satin Credit Net Ltd closed at ₹217.21, 60.5% below the consensus fair value of ₹549.84 drawn from 8 valuation models.

Financial DNA score 60/100 — Good. P/E of 5.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹596.86
+174.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹464.88
+114.0%
√(22.5 × EPS × BVPS)
EPS=30.07, BVPS=319.43
Graham Formula
₹1,354.22
+523.5%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹478.11
+120.1%
EPS × 15.9x (sector P/E)
EPS=30.07, Sector P/E=15.9x
Peter Lynch (PEG)
₹751.75
+246.1%
EPS × Growth% (PEG = 1 is fair)
EPS=30.07, g=25%
Book Value (P/B)
₹503.10
+131.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=319.43, ROE=12.3%, g=6%, r=10%
Reverse DCF
₹217.21
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -6.9% | Historical: 25%
Margin of Safety
₹542.64
+149.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=723.52, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.