Charles Schwab Corporation

SCHW US Financials Investment Banking & Brokerage
S&P 500
$107.25
-0.07%
Delayed · cached 15 min

Fair value analysis

SCHW
Charles Schwab Corporation
FinancialsInvestment Banking & Brokerage
$107.25
Close used for this calculation
$85.85Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
57/100
Profitability23/25
Returns11/25
Balance Sheet14/25
Efficiency9/25
Growth12/25
Good
Quality radar
57Prof.23/25Ret.11/25Eff.9/25B.Sht14/25Growth12/25

Consensus fair value

$85.85
Above FV
▼ -20.0% against the close used
Model range $54.92 – $106.94
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$54.92Fair value$85.85Bull$106.94
FairClose
52-week traded range
52W low $85.3552W high $113.65

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Charles Schwab Corporation closed at $107.25, 24.9% above the consensus fair value of $85.85 drawn from 9 valuation models.

Financial DNA score 57/100 — Good. P/E of 23.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$91.37
-14.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$54.92
-48.8%
√(22.5 × EPS × BVPS)
EPS=4.65, BVPS=28.83 · outside Graham range (P/E 23.1, P/B 3.7) — asset-light, treat as a rough floor
P/E Fair Value
$93.00
-13.3%
EPS × 20x (sector P/E)
EPS=4.65, Sector P/E=20x
Peter Lynch (PEG)
$72.21
-32.7%
EPS × Growth% (PEG = 1 is fair)
EPS=4.65, g=15.5%
EV/EBITDA
$106.94
-0.3%
(EBITDA × 17.8x − Net Debt) ÷ Shares
EBITDA=11.46B
Dividend Discount (DDM)
$58.49
-45.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.08, r=10%, g=8%
Book Value (P/B)
$83.97
-21.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=28.83, ROE=17.7%, g=6%, r=10%
Reverse DCF
$107.25
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 9.1% | Historical: 15.5%
Margin of Safety
$59.82
-44.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=79.76, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.