Sezzle
S&P 600
$118.87
+0.39%
Delayed · cached 15 min
Fair value analysis
SEZL
Sezzle
$118.87
Close used for this calculation
$92.73Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
68/100
Quality radar
Consensus fair value
$92.73
Above FV▼ -22.0% against the close used
Model range $71.42 – $116.06
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$71.42Fair value$92.73Bull$116.06
FairClose
52-week traded range
52W low $50.9752W high $188.55
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Sezzle closed at $118.87, 28.2% above the consensus fair value of $92.73 drawn from 7 valuation models.
Financial DNA score 68/100 — Strong. P/E of 32.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$116.06
-2.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
P/E Fair Value
$74.40
-37.4%
EPS × 20x (sector P/E)
EPS=3.72, Sector P/E=20x
Peter Lynch (PEG)
$111.60
-6.1%
EPS × Growth% (PEG = 1 is fair)
EPS=3.72, g=30%
EV/EBITDA
$89.60
-24.6%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=178.15M
Book Value (P/B)
$85.76
-27.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=6.71, ROE=57.1%, g=6%, r=10%
Reverse DCF
$118.87
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13.5% | Historical: 40%
Margin of Safety
$71.42
-39.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=95.23, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.