ServisFirst Bancshares, Inc.

SFBS US Financials Regional Banks
S&P 600
$42.13
-0.50%
Delayed · cached 15 min

Fair value analysis

SFBS
ServisFirst Bancshares, Inc.
FinancialsRegional Banks
$42.13
Close used for this calculation
$91.36Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
73/100
Profitability23/25
Returns16/25
Balance Sheet11/25
Efficiency23/25
Growth20/25
Strong
Quality radar
73Prof.23/25Ret.16/25Eff.23/25B.Sht11/25Growth20/25

Consensus fair value

$91.36
Below FV
▲ +116.9% against the close used
Model range $53.92 – $112.21
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$53.92Fair value$91.36Bull$112.21
FairClose
52-week traded range
52W low $33.8852W high $45.76

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

ServisFirst Bancshares, Inc. closed at $42.13, 53.9% below the consensus fair value of $91.36 drawn from 9 valuation models.

Financial DNA score 73/100 — Strong. P/E of 8.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$100.44
+138.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$64.03
+52.0%
√(22.5 × EPS × BVPS)
EPS=5.06, BVPS=36.01
P/E Fair Value
$101.20
+140.2%
EPS × 20x (sector P/E)
EPS=5.06, Sector P/E=20x
Peter Lynch (PEG)
$77.77
+84.6%
EPS × Growth% (PEG = 1 is fair)
EPS=5.06, g=15.4%
EV/EBITDA
$112.21
+166.3%
(EBITDA × 17.7x − Net Debt) ÷ Shares
EBITDA=346.83M
Dividend Discount (DDM)
$53.92
+28.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1, r=10%, g=8%
Book Value (P/B)
$71.84
+70.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=36.01, ROE=14%, g=6%, r=10%
Reverse DCF
$42.13
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -4.9% | Historical: 15.4%
Margin of Safety
$66.42
+57.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=88.56, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.