The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$79.47Fair value$130.28Bull$380.68
FairClose
52-week traded range
52W low $73.7252W high $100.15
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Selective Insurance Group closed at $90.34, 30.7% below the consensus fair value of $130.28 drawn from 9 valuation models.
Financial DNA score 66/100 — Strong. P/E of 12.1x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$380.68
+321.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$101.42
+12.3%
√(22.5 × EPS × BVPS)
EPS=7.49, BVPS=61.04
P/E Fair Value
$149.80
+65.8%
EPS × 20x (sector P/E)
EPS=7.49, Sector P/E=20x
Peter Lynch (PEG)
$79.47
-12.0%
EPS × Growth% (PEG = 1 is fair)
EPS=7.49, g=10.6%
EV/EBITDA
$152.94
+69.3%
(EBITDA × 15.3x − Net Debt) ÷ Shares
EBITDA=622.27M
Dividend Discount (DDM)
$84.88
-6.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.57, r=10%, g=8%
Book Value (P/B)
$102.70
+13.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=61.04, ROE=12.7%, g=6%, r=10%
Reverse DCF
$90.34
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.3% | Historical: 10.6%
Margin of Safety
$157.98
+74.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=210.63, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.