What sector does Star Health & Al Ins Co L belong to?

Star Health & Al Ins Co L operates in the Financial Services sector, specifically the General Insurance industry, and is listed on the NSE.

What is the current share price of STARHEALTH?

As of the latest available quote, STARHEALTH traded at ₹562.70. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of STARHEALTH?

Star Health & Al Ins Co L has a price-to-earnings (P/E) ratio of about 49.49. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of STARHEALTH?

The market capitalisation of Star Health & Al Ins Co L is approximately ₹33,122 Cr.

Is Star Health & Al Ins Co L profitable?

For its latest reported financial year, Star Health & Al Ins Co L recorded a net profit margin of about 3.12%.

Does STARHEALTH pay a dividend?

Star Health & Al Ins Co L does not currently show a dividend yield in our data.

What is the return on equity (ROE) of STARHEALTH?

Star Health & Al Ins Co L has a return on equity (ROE) of about 7.61%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of STARHEALTH?

Over the past 52 weeks, STARHEALTH has traded between a low of ₹416.55 and a high of ₹624.90.

Star Health & Al Ins Co L

STARHEALTH NSE Financial Services General Insurance

Nifty 500 Smallcap 100 Smallcap 250

₹562.70

-2.35%

Delayed · cached 15 min

Fair value analysis

STARHEALTH

Star Health & Al Ins Co L

₹576.25

Close used for this calculation

₹319.36Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

32/100

Profitability4/25

Returns3/25

Balance Sheet21/25

Efficiency4/25

Growth0/25

Weak

Quality radar

Consensus fair value

₹319.36

Above FV

▼ -44.6% against the close used

Model range ₹131.77 – ₹585.96

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹131.77Fair value₹319.36Bull₹585.96

FairClose

52-week traded range

52W low ₹425.1552W high ₹610.40

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Star Health & Al Ins Co L closed at ₹576.25, 80.4% above the consensus fair value of ₹319.36 drawn from 7 valuation models.

Financial DNA score 32/100 — Weak. P/E of 39.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹585.96

+1.7%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=8%, r=10%, tg=3%, n=10yr

Graham Number

₹206.48

-64.2%

√(22.5 × EPS × BVPS)

EPS=9.47, BVPS=200.09 · outside Graham range (P/E 39.2, P/B 2.9) — asset-light, treat as a rough floor

P/E Fair Value

₹386.85

-32.9%

EPS × 40.85x (sector P/E)

EPS=9.47, Sector P/E=40.85x

EV/EBITDA

₹148.93

-74.2%

(EBITDA × 10x − Net Debt) ÷ Shares

EBITDA=9.03B

Book Value (P/B)

₹131.77

-77.1%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=200.09, ROE=7.6%, g=3%, r=10%

Reverse DCF

₹576.25

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 22.2% | Historical: 0%

Margin of Safety

₹294.82

-48.8%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=393.1, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

Equity Timer