Stewart Information Services Corporation

STC US Financials Property & Casualty Insurance
S&P 600
$66.24
-0.48%
Delayed · cached 15 min

Fair value analysis

STC
Stewart Information Services Corporation
FinancialsProperty & Casualty Insurance
$66.24
Close used for this calculation
$90.52Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
52/100
Profitability13/25
Returns10/25
Balance Sheet11/25
Efficiency18/25
Growth19/25
Good
Quality radar
52Prof.13/25Ret.10/25Eff.18/25B.Sht11/25Growth19/25

Consensus fair value

$90.52
Below FV
▲ +36.7% against the close used
Model range $12.79 – $129.34
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$12.79Fair value$90.52Bull$129.34
FairClose
52-week traded range
52W low $57.3952W high $77.17

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Stewart Information Services Corporation closed at $66.24, 26.8% below the consensus fair value of $90.52 drawn from 9 valuation models.

Financial DNA score 52/100 — Good. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$92.04
+38.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$70.05
+5.8%
√(22.5 × EPS × BVPS)
EPS=4.05, BVPS=53.85
P/E Fair Value
$81.00
+22.3%
EPS × 20x (sector P/E)
EPS=4.05, Sector P/E=20x
Peter Lynch (PEG)
$50.87
-23.2%
EPS × Growth% (PEG = 1 is fair)
EPS=4.05, g=12.6%
EV/EBITDA
$129.34
+95.3%
(EBITDA × 16.3x − Net Debt) ÷ Shares
EBITDA=226.64M
Dividend Discount (DDM)
$110.53
+66.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2.05, r=10%, g=8%
Book Value (P/B)
$12.79
-80.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=53.85, ROE=7%, g=6%, r=10%
Reverse DCF
$66.24
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.4% | Historical: 12.6%
Margin of Safety
$60.77
-8.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=81.03, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.