The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$43.22Fair value$95.15Bull$111.18
FairClose
52-week traded range
52W low $50.0352W high $80.34
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
The Bancorp, Inc. closed at $50.63, 46.8% below the consensus fair value of $95.15 drawn from 8 valuation models.
Financial DNA score 79/100 — Strong. P/E of 10.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$110.37
+118.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$43.22
-14.6%
√(22.5 × EPS × BVPS)
EPS=4.92, BVPS=16.88 · outside Graham range (P/E 10.3, P/B 3) — asset-light, treat as a rough floor
P/E Fair Value
$98.40
+94.4%
EPS × 20x (sector P/E)
EPS=4.92, Sector P/E=20x
Peter Lynch (PEG)
$62.43
+23.3%
EPS × Growth% (PEG = 1 is fair)
EPS=4.92, g=12.7%
EV/EBITDA
$106.54
+110.4%
(EBITDA × 16.3x − Net Debt) ÷ Shares
EBITDA=307.64M
Book Value (P/B)
$111.18
+119.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=16.88, ROE=32.4%, g=6%, r=10%
Reverse DCF
$50.63
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -1.9% | Historical: 12.7%
Margin of Safety
$63.00
+24.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=84, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.