The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹683.32Fair value₹1,343.72Bull₹2,094.25
FairClose
52-week traded range
52W low ₹421.9552W high ₹942.45
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Tamilnad Merca Bank Ltd closed at ₹923.65, 31.3% below the consensus fair value of ₹1,343.72 drawn from 9 valuation models.
Financial DNA score 57/100 — Good. P/E of 10.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹1,676.65
+81.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹1,175.69
+27.3%
√(22.5 × EPS × BVPS)
EPS=84.47, BVPS=727.28
Graham Formula
₹2,094.25
+126.7%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=9.1%, FD=7%
P/E Fair Value
₹1,174.13
+27.1%
EPS × 13.9x (sector P/E)
EPS=84.47, Sector P/E=13.9x
Peter Lynch (PEG)
₹768.68
-16.8%
EPS × Growth% (PEG = 1 is fair)
EPS=84.47, g=9.1%
Dividend Discount (DDM)
₹683.32
-26.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=12.65, r=10%, g=8%
Book Value (P/B)
₹1,454.57
+57.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=727.28, ROE=14%, g=6%, r=10%
Reverse DCF
₹923.65
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -1.1% | Historical: 9.1%
Margin of Safety
₹1,147.64
+24.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1530.18, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.