Trupanion
S&P 600
$24.89
-0.44%
Delayed · cached 15 min
Fair value analysis
TRUP
Trupanion
$24.89
Close used for this calculation
$19.24Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
44/100
Quality radar
Consensus fair value
$19.24
Above FV▼ -22.7% against the close used
Model range $4.44 – $34.64
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$4.44Fair value$19.24Bull$34.64
FairClose
52-week traded range
52W low $21.4652W high $45.19
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Trupanion closed at $24.89, 29.4% above the consensus fair value of $19.24 drawn from 7 valuation models.
Financial DNA score 44/100 — Average. P/E of 55.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$34.64
+39.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
P/E Fair Value
$9.00
-63.8%
EPS × 20x (sector P/E)
EPS=0.45, Sector P/E=20x
Peter Lynch (PEG)
$13.50
-45.8%
EPS × Growth% (PEG = 1 is fair)
EPS=0.45, g=30%
EV/EBITDA
$12.37
-50.3%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=29.67M
Book Value (P/B)
$4.44
-82.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=9.36, ROE=4.7%, g=6%, r=10%
Reverse DCF
$24.89
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 20.9% | Historical: 40%
Margin of Safety
$16.37
-34.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=21.82, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.