Trust Fintech Limited

TRUST NSE Information Technology Software Products
₹175.35
-1.90%
Delayed · cached 15 min

Fair value analysis

TRUST
Trust Fintech Limited
Information TechnologySoftware Products
₹27.00
Close used for this calculation
₹50.70Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
56/100
Profitability10/25
Returns15/25
Balance Sheet8/25
Efficiency23/25
Growth11/25
Good
Quality radar
56Prof.10/25Ret.15/25Eff.23/25B.Sht8/25Growth11/25

Consensus fair value

₹50.70
Below FV
▲ +87.8% against the close used
Model range ₹6.23 – ₹117.15
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹6.23Fair value₹50.70Bull₹117.15
FairClose
52-week traded range
52W low ₹24.5052W high ₹73.60

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Trust Fintech Limited closed at ₹27.00, 46.7% below the consensus fair value of ₹50.70 drawn from 8 valuation models.

Financial DNA score 56/100 — Good. P/E of 8.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹61.85
+129.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₹59.31
+119.6%
√(22.5 × EPS × BVPS)
EPS=3.3, BVPS=47.37
P/E Fair Value
₹117.15
+333.9%
EPS × 35.5x (sector P/E)
EPS=3.3, Sector P/E=35.5x
EV/EBITDA
₹53.18
+97.0%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=130M
Dividend Discount (DDM)
₹6.23
-76.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.49, r=10%, g=2%
Book Value (P/B)
₹26.93
-0.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=47.37, ROE=7%, g=3%, r=10%
Reverse DCF
₹27.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -5.1% | Historical: 0%
Margin of Safety
₹59.58
+120.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=79.44, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.