Travelers Companies (The)
S&P 500
Dow Jones
$375.20
+2.08%
Delayed · cached 15 min
Fair value analysis
TRV
Travelers Companies (The)
$375.20
Close used for this calculation
$488.27Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
60/100
Quality radar
Consensus fair value
$488.27
Below FV▲ +30.1% against the close used
Model range $245.22 – $548.60
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$245.22Fair value$488.27Bull$548.60
FairClose
52-week traded range
52W low $261.5752W high $397.22
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Travelers Companies (The) closed at $375.20, 23.2% below the consensus fair value of $488.27 drawn from 8 valuation models.
Financial DNA score 60/100 — Good. P/E of 13.7x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$542.59
+44.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8.9%, r=10%, tg=3%, n=10yr
Graham Number
$309.33
-17.6%
√(22.5 × EPS × BVPS)
EPS=27.43, BVPS=155.04 · outside Graham range (P/E 13.7, P/B 2.4) — asset-light, treat as a rough floor
P/E Fair Value
$548.60
+46.2%
EPS × 20x (sector P/E)
EPS=27.43, Sector P/E=20x
Peter Lynch (PEG)
$245.22
-34.6%
EPS × Growth% (PEG = 1 is fair)
EPS=27.43, g=8.9%
EV/EBITDA
$535.02
+42.6%
(EBITDA × 14.5x − Net Debt) ÷ Shares
EBITDA=8.48B
Book Value (P/B)
$503.11
+34.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=155.04, ROE=19%, g=6%, r=10%
Reverse DCF
$375.20
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2% | Historical: 8.9%
Margin of Safety
$350.13
-6.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=466.84, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.