Ujjivan Small Financ Bank

UJJIVANSFB NSE Financial Services Other Bank
Microcap 250
₹55.43
+0.78%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

✓Strengths

  • Return on equity is moderate at 10.8%.
  • Net profit margin is 10%.
  • Profit has compounded about 194% a year over five years.
  • Sales have compounded about 20% a year over five years.

!Watch-points

  • Return on capital employed is on the lower side at 7.7%.
  • Recent profit growth (176%) is slower than the five-year pace (194%).

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreModerate
5 / 5

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 5 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap₹ 10,825 Cr
Current Price₹ 55.43
High / Low₹ 73.94 / 49.24
Stock P/E9.540447
Book Value₹ 38.10
Dividend Yield0%
ROCE7.73%
ROE10.80%
Face Value₹ 10.00
Debt to Equity—
PEG Ratio—
EV / EBITDA78.26
Industry PE9.87
P/B Ratio1.4366431
EPS₹ 3.57
Debt—
PAT Margin10.00%
Cash PAT₹ 838 Cr
ICR—
Promoter Holding0.00%
FII Holding18.03%
DII Holding36.00%
Public Holding45.97%

Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).

Compounded Sales Growth
10 Years —
5 Years 20.00%
3 Years 19.00%
TTM 21.00%
Compounded Profit Growth
10 Years —
5 Years 194.00%
3 Years -14.00%
TTM 176.00%
Stock Price CAGR
10 Years —
5 Years 22.00%
3 Years 3.00%
1 Year 12.00%
Return on Equity
10 Years 12.00%
5 Years 15.00%
3 Years 16.00%
Last Year 11.00%
Educational data only. Not a recommendation to buy, sell or hold any security.