Usha Martin Edu & Sol Ltd

UMESLTD NSE Consumer Discretionary E-Learning
₹4.97
-0.80%
Delayed · cached 15 min

Fair value analysis

UMESLTD
Usha Martin Edu & Sol Ltd
Consumer DiscretionaryE-Learning
₹5.01
Close used for this calculation
₹3.91Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
54/100
Profitability25/25
Returns1/25
Balance Sheet18/25
Efficiency10/25
Growth12/25
Good
Quality radar
54Prof.25/25Ret.1/25Eff.10/25B.Sht18/25Growth12/25

Consensus fair value

₹3.91
Above FV
▼ -22.0% against the close used
Model range ₹0.47 – ₹6.76
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹0.47Fair value₹3.91Bull₹6.76
FairClose
52-week traded range
52W low ₹3.9452W high ₹6.91

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Usha Martin Edu & Sol Ltd closed at ₹5.01, 28.1% above the consensus fair value of ₹3.91 drawn from 7 valuation models.

Financial DNA score 54/100 — Good. P/E of 32.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹2.98
-40.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Formula
₹6.76
+34.8%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹4.31
-13.9%
EPS × 28.75x (sector P/E)
EPS=0.15, Sector P/E=28.75x
Peter Lynch (PEG)
₹3.75
-25.1%
EPS × Growth% (PEG = 1 is fair)
EPS=0.15, g=25%
Book Value (P/B)
₹0.47
-90.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=0.97, ROE=4.8%, g=6%, r=10%
Reverse DCF
₹5.01
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 14.1% | Historical: 25%
Margin of Safety
₹3.51
-29.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=4.68, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.