Union Bank Of India

UNIONBANK NSE Financial Services Public Sector Bank
Nifty 100 Nifty 200 Nifty 500 Nifty Next 50 LargeMid 250 F&O
₹178.10
-0.61%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

Strengths

  • Return on equity is healthy at 15.7%.
  • Net profit margin is strong at 18.2%.
  • Profit has compounded about 47% a year over five years.
  • Pays a dividend (yield about 2.67%).
  • Has paid a dividend in each of the last 5 years on record.
  • Promoters hold a majority stake (74.76%).

!Watch-points

  • Return on capital employed is on the lower side at 6.3%.
  • Recent profit growth (10%) is slower than the five-year pace (47%).

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreWeak
2 / 5

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 5 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap₹ 1.36L Cr
Current Price₹ 178.10
High / Low₹ 205.49 / 132.50
Stock P/E6.5865383
Book Value₹ 183.00
Dividend Yield0%
ROCE6.30%
ROE15.70%
Face Value₹ 10.00
Debt to Equity
PEG Ratio0.22
EV / EBITDA
Industry PE7.84
P/B Ratio0.9744488
EPS₹ 25.45
Debt
PAT Margin18.19%
Cash PAT₹ 20,634 Cr
ICR
Promoter Holding74.76%
FII Holding8.63%
DII Holding11.97%
Public Holding4.64%

Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).

Compounded Sales Growth
10 Years 13.00%
5 Years 9.00%
3 Years 10.00%
TTM -1.00%
Compounded Profit Growth
10 Years 30.00%
5 Years 47.00%
3 Years 32.00%
TTM 10.00%
Stock Price CAGR
10 Years 2.00%
5 Years 40.00%
3 Years 29.00%
1 Year 47.00%
Return on Equity
10 Years 9.00%
5 Years 14.00%
3 Years 16.00%
Last Year 16.00%
Educational data only. Not a recommendation to buy, sell or hold any security.