What sector does U.S. Bancorp belong to?

U.S. Bancorp operates in the Financials sector, specifically the Diversified Banks industry, and is listed on the US markets.

What is the current share price of USB?

As of the latest available quote, USB traded at $62.84. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of USB?

U.S. Bancorp has a price-to-earnings (P/E) ratio of about 12.54. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of USB?

The market capitalisation of U.S. Bancorp is approximately $102.97B.

Is U.S. Bancorp profitable?

For its latest reported financial year, U.S. Bancorp recorded a net profit margin of about 26.42%.

Does USB pay a dividend?

U.S. Bancorp currently has a dividend yield of about 3.33%.

What is the return on equity (ROE) of USB?

U.S. Bancorp has a return on equity (ROE) of about 11.23%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of USB?

Over the past 52 weeks, USB has traded between a low of $45.02 and a high of $66.08.

U.S. Bancorp

USB US Financials Diversified Banks

S&P 500

$62.84

+0.69%

Delayed · cached 15 min

Fair value analysis

USB

U.S. Bancorp

$62.84

Close used for this calculation

$66.27Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

64/100

Profitability17/25

Returns11/25

Balance Sheet16/25

Efficiency20/25

Growth8/25

Good

Quality radar

Consensus fair value

$66.27

Near FV

▲ +5.5% against the close used

Model range $17.33 – $92.40

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$17.33Fair value$66.27Bull$92.40

FairClose

52-week traded range

52W low $45.2852W high $65.42

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

U.S. Bancorp closed at $62.84, 5.2% below the consensus fair value of $66.27 drawn from 9 valuation models.

Financial DNA score 64/100 — Good. P/E of 13.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$67.80

+7.9%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=3.8%, r=10%, tg=3%, n=10yr

Graham Number

$67.12

+6.8%

√(22.5 × EPS × BVPS)

EPS=4.62, BVPS=43.34

P/E Fair Value

$92.40

+47.0%

EPS × 20x (sector P/E)

EPS=4.62, Sector P/E=20x

Peter Lynch (PEG)

$17.33

-72.4%

EPS × Growth% (PEG = 1 is fair)

EPS=4.62, g=3.8%

EV/EBITDA

$68.97

+9.8%

(EBITDA × 11.9x − Net Debt) ÷ Shares

EBITDA=9.52B

Dividend Discount (DDM)

$33.90

-46.1%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=2.04, r=10%, g=3.8%

Book Value (P/B)

$51.87

-17.5%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=43.34, ROE=11.2%, g=3.8%, r=10%

Reverse DCF

$62.84

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 1.9% | Historical: 3.8%

Margin of Safety

$56.83

-9.6%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=75.77, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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