Usha Financial Services L
✓Strengths
- Return on equity is moderate at 10.2%.
- Return on capital employed is moderate at 13.5%.
- Net profit margin is strong at 31%.
- Profit has compounded about 42% a year over five years.
- Sales have compounded about 22% a year over five years.
- Promoters hold a majority stake (74.97%).
!Watch-points
No notable watch-points flagged by the automated checks.
These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.
Forensic Checks
Piotroski F-ScoreModerate
4 / 5
The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.
Based on 5 of the 9 signals — the rest need data not available for this stock.
These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.
Key Ratios
Market Cap₹ 217 Cr
Current Price—
High / Low₹ 56.40 / 26.80
Stock P/E8.64
Book Value₹ 52.80
Dividend Yield0.00%
ROCE13.50%
ROE10.20%
Face Value₹ 10.00
Debt to Equity—
PEG Ratio0.29
EV / EBITDA—
Industry PE16.85
P/B Ratio0.85
EPS₹ 5.17
Debt—
PAT Margin30.99%
Cash PAT₹ 24 Cr
ICR—
Promoter Holding74.97%
FII Holding1.98%
DII Holding0.57%
Public Holding22.48%
Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).
Compounded Sales Growth
Compounded Profit Growth
Stock Price CAGR
Return on Equity