Utkarsh Small Fin Bank L
Ratios
Returns X-Ray — ROE vs ROCE vs ROA
| Year | ROE | ROA |
|---|---|---|
| FY2026 | -41.5% | -4.0% |
| FY2025 | 0.8% | 0.1% |
| FY2024 | 16.8% | 2.1% |
| FY2023 | 20.2% | 2.1% |
| FY2022 | 3.9% | 0.4% |
| FY2021 | 8.2% | 0.9% |
Computed from reported annual figures: ROE = net profit ÷ year-end equity; ROCE = (PBT + interest) ÷ (equity + borrowings); ROA = net profit ÷ total assets. Year-end balances, so values can differ slightly from sites that use averages. Educational data only.
| Period | ROE % |
|---|---|
| FY2018 | -15 |
| FY2019 | 16 |
| FY2020 | 21 |
| FY2021 | 9 |
| FY2022 | 4 |
| FY2023 | 23 |
| FY2024 | 20 |
| FY2025 | 1 |
| FY2026 | -40 |