Utssav Cz Gold Jewels Ltd
✓Strengths
- Moderate debt: debt-to-equity of 0.94.
- Comfortable interest cover: operating profit covers interest about 7 times.
- Return on equity is healthy at 36.4%.
- Return on capital employed is healthy at 28.8%.
- Net profit margin is 5.1%.
- Profit has compounded about 105% a year over five years.
- Sales have compounded about 57% a year over five years.
- Promoters hold a majority stake (72.55%).
!Watch-points
No notable watch-points flagged by the automated checks.
These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.
Forensic Checks
Altman Z-ScoreSafe zone
6.05
In Altman’s original study, companies in this range showed a low incidence of financial distress.
Computed without the working-capital term (current-asset split not available for this stock).
Piotroski F-ScoreModerate
5 / 7
The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.
Based on 7 of the 9 signals — the rest need data not available for this stock.
These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.
Key Ratios
Market Cap₹ 1,283 Cr
Current Price—
High / Low₹ 568.00 / 160.00
Stock P/E21.70
Book Value₹ 82.00
Dividend Yield0.00%
ROCE28.80%
ROE36.40%
Face Value₹ 10.00
Debt to Equity0.94
PEG Ratio0.19
EV / EBITDA15.97
Industry PE19.65
P/B Ratio6.47
EPS₹ 24.46
Debt₹ 186 Cr
PAT Margin5.11%
Cash PAT₹ 60 Cr
ICR7.00
Promoter Holding72.55%
FII Holding0.01%
DII Holding0.00%
Public Holding27.43%
Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).
Compounded Sales Growth
Compounded Profit Growth
Stock Price CAGR
Return on Equity