U. Y. Fincorp Limited

UYFINCORP NSE Financial Services Non Banking Financial Company (NBFC)
₹19.74
+2.23%
Delayed · cached 15 min

Fair value analysis

UYFINCORP
U. Y. Fincorp Limited
Financial ServicesNon Banking Financial Company (NBFC)
₹19.31
Close used for this calculation
₹9.47Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
38/100
Profitability19/25
Returns0/25
Balance Sheet13/25
Efficiency6/25
Growth12/25
Average
Quality radar
38Prof.19/25Ret.0/25Eff.6/25B.Sht13/25Growth12/25

Consensus fair value

₹9.47
Above FV
▼ -51.0% against the close used
Model range ₹3.09 – ₹19.37
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹3.09Fair value₹9.47Bull₹19.37
FairClose
52-week traded range
52W low ₹11.5852W high ₹21.39

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

U. Y. Fincorp Limited closed at ₹19.31, 103.9% above the consensus fair value of ₹9.47 drawn from 8 valuation models.

Financial DNA score 38/100 — Average.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹8.54
-55.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹11.27
-41.6%
√(22.5 × EPS × BVPS)
EPS=0.43, BVPS=13.14
Graham Formula
₹19.37
+0.3%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹7.25
-62.5%
EPS × 16.85x (sector P/E)
EPS=0.43, Sector P/E=16.85x
Peter Lynch (PEG)
₹9.98
-48.3%
EPS × Growth% (PEG = 1 is fair)
EPS=0.43, g=23.2%
Book Value (P/B)
₹3.09
-84.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=13.14, ROE=2.4%, g=6%, r=10%
Reverse DCF
₹19.31
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 18.1% | Historical: 23.2%
Margin of Safety
₹8.71
-54.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=11.61, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.