Vls Finance Ltd

VLSFINANCE NSE Financial Services Investment Company
₹243.90
-0.32%
Delayed · cached 15 min

Fair value analysis

VLSFINANCE
Vls Finance Ltd
Financial ServicesInvestment Company
₹244.68
Close used for this calculation
₹169.37Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
37/100
Profitability21/25
Returns2/25
Balance Sheet3/25
Efficiency11/25
Growth6/25
Average
Quality radar
37Prof.21/25Ret.2/25Eff.11/25B.Sht3/25Growth6/25

Consensus fair value

₹169.37
Above FV
▼ -30.8% against the close used
Model range ₹88.70 – ₹473.73
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹88.70Fair value₹169.37Bull₹473.73
FairClose
52-week traded range
52W low ₹201.4752W high ₹333.45

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Vls Finance Ltd closed at ₹244.68, 44.5% above the consensus fair value of ₹169.37 drawn from 9 valuation models.

Financial DNA score 37/100 — Average. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹137.55
-43.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹473.73
+93.6%
√(22.5 × EPS × BVPS)
EPS=6.93, BVPS=1439.29
Graham Formula
₹219.43
-10.3%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=12.8%, FD=7%
P/E Fair Value
₹171.86
-29.8%
EPS × 24.8x (sector P/E)
EPS=6.93, Sector P/E=24.8x
Peter Lynch (PEG)
₹88.70
-63.7%
EPS × Growth% (PEG = 1 is fair)
EPS=6.93, g=12.8%
EV/EBITDA
₹110.01
-55.0%
(EBITDA × 16.4x − Net Debt) ÷ Shares
EBITDA=210M
Book Value (P/B)
₹143.93
-41.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1439.29, ROE=1%, g=6%, r=10%
Reverse DCF
₹244.68
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 14.8% | Historical: 12.8%
Margin of Safety
₹187.98
-23.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=250.64, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.