WaFd, Inc.

WAFD US Financials Regional Banks
S&P 600
$33.88
-0.65%
Delayed · cached 15 min

Fair value analysis

WAFD
WaFd, Inc.
FinancialsRegional Banks
$33.88
Close used for this calculation
$49.50Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
64/100
Profitability23/25
Returns8/25
Balance Sheet11/25
Efficiency22/25
Growth22/25
Good
Quality radar
64Prof.23/25Ret.8/25Eff.22/25B.Sht11/25Growth22/25

Consensus fair value

$49.50
Below FV
▲ +46.1% against the close used
Model range $15.10 – $62.69
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$15.10Fair value$49.50Bull$62.69
FairClose
52-week traded range
52W low $27.8352W high $39.32

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

WaFd, Inc. closed at $33.88, 31.6% below the consensus fair value of $49.50 drawn from 9 valuation models.

Financial DNA score 64/100 — Good. P/E of 12.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$48.09
+41.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$49.15
+45.1%
√(22.5 × EPS × BVPS)
EPS=2.63, BVPS=40.82
P/E Fair Value
$52.60
+55.3%
EPS × 20x (sector P/E)
EPS=2.63, Sector P/E=20x
Peter Lynch (PEG)
$49.84
+47.1%
EPS × Growth% (PEG = 1 is fair)
EPS=2.63, g=19%
EV/EBITDA
$62.69
+85.0%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=299.36M
Dividend Discount (DDM)
$57.81
+70.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.07, r=10%, g=8%
Book Value (P/B)
$15.10
-55.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=40.82, ROE=7.5%, g=6%, r=10%
Reverse DCF
$33.88
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.2% | Historical: 19%
Margin of Safety
$37.46
+10.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=49.95, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.