Webster Bank

WBS US Financials Regional Banks
S&P 400
$77.57
Delayed · cached 15 min

Fair value analysis

WBS
Webster Bank
FinancialsRegional Banks
$77.57
Close used for this calculation
$107.04Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
72/100
Profitability19/25
Returns14/25
Balance Sheet21/25
Efficiency18/25
Growth14/25
Strong
Quality radar
72Prof.19/25Ret.14/25Eff.18/25B.Sht21/25Growth14/25

Consensus fair value

$107.04
Below FV
▲ +38.0% against the close used
Model range $58.65 – $135.95
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$58.65Fair value$107.04Bull$135.95
FairClose
52-week traded range
52W low $75.3552W high $79.07

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Webster Bank closed at $77.57, 27.5% below the consensus fair value of $107.04 drawn from 9 valuation models.

Financial DNA score 72/100 — Strong. P/E of 13.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$117.78
+51.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$90.05
+16.1%
√(22.5 × EPS × BVPS)
EPS=5.9, BVPS=61.08
P/E Fair Value
$118.00
+52.1%
EPS × 20x (sector P/E)
EPS=5.9, Sector P/E=20x
Peter Lynch (PEG)
$58.65
-24.4%
EPS × Growth% (PEG = 1 is fair)
EPS=5.9, g=9.9%
EV/EBITDA
$135.95
+75.3%
(EBITDA × 15x − Net Debt) ÷ Shares
EBITDA=1.54B
Dividend Discount (DDM)
$86.29
+11.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.6, r=10%, g=8%
Book Value (P/B)
$65.20
-15.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=61.08, ROE=10.3%, g=6%, r=10%
Reverse DCF
$77.57
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.5% | Historical: 9.9%
Margin of Safety
$81.46
+5.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=108.61, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.