Wells Fargo

WFC US Financials Diversified Banks
S&P 500
$90.29
+0.94%
Delayed · cached 15 min

Fair value analysis

WFC
Wells Fargo
FinancialsDiversified Banks
$90.29
Close used for this calculation
$92.07Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
57/100
Profitability17/25
Returns14/25
Balance Sheet8/25
Efficiency18/25
Growth6/25
Good
Quality radar
57Prof.17/25Ret.14/25Eff.18/25B.Sht8/25Growth6/25

Consensus fair value

$92.07
Near FV
▲ +2.0% against the close used
Model range $24.54 – $125.20
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$24.54Fair value$92.07Bull$125.20
FairClose
52-week traded range
52W low $73.4252W high $96.39

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Wells Fargo closed at $90.29, 1.9% below the consensus fair value of $92.07 drawn from 9 valuation models.

Financial DNA score 57/100 — Good. P/E of 14.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$92.77
+2.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=3.9%, r=10%, tg=3%, n=10yr
Graham Number
$90.87
+0.6%
√(22.5 × EPS × BVPS)
EPS=6.26, BVPS=58.63
P/E Fair Value
$125.20
+38.7%
EPS × 20x (sector P/E)
EPS=6.26, Sector P/E=20x
Peter Lynch (PEG)
$24.54
-72.8%
EPS × Growth% (PEG = 1 is fair)
EPS=6.26, g=3.9%
EV/EBITDA
$109.48
+21.3%
(EBITDA × 12x − Net Debt) ÷ Shares
EBITDA=32.91B
Dividend Discount (DDM)
$29.01
-67.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.7, r=10%, g=3.9%
Book Value (P/B)
$76.37
-15.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=58.63, ROE=11.8%, g=3.9%, r=10%
Reverse DCF
$90.29
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.7% | Historical: 3.9%
Margin of Safety
$77.21
-14.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=102.95, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.