World Acceptance Corporation
S&P 600
$190.75
+0.39%
Delayed · cached 15 min
Fair value analysis
WRLD
World Acceptance Corporation
$190.75
Close used for this calculation
$122.42Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
39/100
Quality radar
Consensus fair value
$122.42
Above FV▼ -35.8% against the close used
Model range $70.25 – $148.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$70.25Fair value$122.42Bull$148.80
FairClose
52-week traded range
52W low $115.5752W high $223.83
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
World Acceptance Corporation closed at $190.75, 55.8% above the consensus fair value of $122.42 drawn from 8 valuation models.
Financial DNA score 39/100 — Average. P/E of 25.6x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$147.68
-22.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$115.11
-39.7%
√(22.5 × EPS × BVPS)
EPS=7.44, BVPS=79.15 · outside Graham range (P/E 25.6, P/B 2.4) — asset-light, treat as a rough floor
P/E Fair Value
$148.80
-22.0%
EPS × 20x (sector P/E)
EPS=7.44, Sector P/E=20x
Peter Lynch (PEG)
$132.58
-30.5%
EPS × Growth% (PEG = 1 is fair)
EPS=7.44, g=17.8%
EV/EBITDA
$72.63
-61.9%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=51.04M
Book Value (P/B)
$70.25
-63.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=79.15, ROE=9.6%, g=6%, r=10%
Reverse DCF
$190.75
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 10.5% | Historical: 17.8%
Margin of Safety
$102.90
-46.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=137.2, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.