Western Union
S&P 600
$6.93
+0.58%
Delayed · cached 15 min
Fair value analysis
WU
Western Union
$6.93
Close used for this calculation
$18.20Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
67/100
Quality radar
Consensus fair value
$18.20
Below FV▲ +162.6% against the close used
Model range $1.52 – $30.40
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$1.52Fair value$18.20Bull$30.40
FairClose
52-week traded range
52W low $6.3652W high $10.28
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Western Union closed at $6.93, 61.9% below the consensus fair value of $18.20 drawn from 7 valuation models.
Financial DNA score 67/100 — Strong. P/E of 4.6x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$28.81
+315.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
P/E Fair Value
$30.40
+338.7%
EPS × 20x (sector P/E)
EPS=1.52, Sector P/E=20x
Peter Lynch (PEG)
$1.52
-78.1%
EPS × Growth% (PEG = 1 is fair)
EPS=1.52, g=1%
EV/EBITDA
$19.09
+175.5%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=792.5M
Dividend Discount (DDM)
$11.98
+72.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.94, r=10%, g=2%
Reverse DCF
$6.93
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -10% | Historical: -1%
Margin of Safety
$22.20
+220.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=29.6, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.