Block, Inc.

XYZ US Financials Transaction & Payment Processing Services
S&P 500
$79.21
+0.18%
Delayed · cached 15 min

Fair value analysis

XYZ
Block, Inc.
FinancialsTransaction & Payment Processing Services
$79.21
Close used for this calculation
$53.86Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
46/100
Profitability19/25
Returns4/25
Balance Sheet15/25
Efficiency8/25
Growth12/25
Average
Quality radar
46Prof.19/25Ret.4/25Eff.8/25B.Sht15/25Growth12/25

Consensus fair value

$53.86
Above FV
▼ -32.0% against the close used
Model range $21.41 – $77.41
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$21.41Fair value$53.86Bull$77.41
FairClose
52-week traded range
52W low $49.0952W high $84.85

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Block, Inc. closed at $79.21, 47.1% above the consensus fair value of $53.86 drawn from 8 valuation models.

Financial DNA score 46/100 — Average. P/E of 37.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$77.41
-2.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$41.34
-47.8%
√(22.5 × EPS × BVPS)
EPS=2.1, BVPS=36.17 · outside Graham range (P/E 37.7, P/B 2.2) — asset-light, treat as a rough floor
P/E Fair Value
$42.00
-47.0%
EPS × 20x (sector P/E)
EPS=2.1, Sector P/E=20x
Peter Lynch (PEG)
$44.08
-44.4%
EPS × Growth% (PEG = 1 is fair)
EPS=2.1, g=21%
EV/EBITDA
$60.16
-24.1%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=2.08B
Book Value (P/B)
$21.41
-73.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=36.17, ROE=5.9%, g=6%, r=10%
Reverse DCF
$79.21
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 15.7% | Historical: 21%
Margin of Safety
$40.19
-49.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=53.58, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.