What sector does Saraswati Comm (India) L belong to?

Saraswati Comm (India) L operates in the Financial Services sector, specifically the Non Banking Financial Company (NBFC) industry, and is listed on the NSE.

What is the current share price of ZSARACOM?

As of the latest available quote, ZSARACOM traded at ₹10,797.00. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of ZSARACOM?

Saraswati Comm (India) L has a price-to-earnings (P/E) ratio of about 9.28. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of ZSARACOM?

The market capitalisation of Saraswati Comm (India) L is approximately ₹1,183 Cr.

Is Saraswati Comm (India) L profitable?

For its latest reported financial year, Saraswati Comm (India) L recorded a net profit margin of about 76.03%.

Does ZSARACOM pay a dividend?

Saraswati Comm (India) L does not currently show a dividend yield in our data.

What is the return on equity (ROE) of ZSARACOM?

Saraswati Comm (India) L has a return on equity (ROE) of about 8.92%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of ZSARACOM?

Over the past 52 weeks, ZSARACOM has traded between a low of ₹9,808.00 and a high of ₹13,418.00.

Saraswati Comm (India) L

ZSARACOM NSE Financial Services Non Banking Financial Company (NBFC)

₹10,797.00

-3.51%

Delayed · cached 15 min

Fair value analysis

ZSARACOM

Saraswati Comm (India) L

₹11,190.00

Close used for this calculation

₹17,545.14Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

56/100

Profitability25/25

Returns6/25

Balance Sheet3/25

Efficiency22/25

Growth20/25

Good

Quality radar

Consensus fair value

₹17,545.14

Below FV

▲ +56.8% against the close used

Model range ₹10,891.60 – ₹37,934.48

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹10,891.60Fair value₹17,545.14Bull₹37,934.48

FairClose

52-week traded range

52W low ₹10,227.0052W high ₹13,076.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Saraswati Comm (India) L closed at ₹11,190.00, 36.2% below the consensus fair value of ₹17,545.14 drawn from 8 valuation models.

Financial DNA score 56/100 — Good. P/E of 8.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹16,719.23

+49.4%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹16,815.67

+50.3%

√(22.5 × EPS × BVPS)

EPS=842.32, BVPS=14920

Graham Formula

₹37,934.48

+239.0%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=20%, FD=7%

P/E Fair Value

₹14,193.09

+26.8%

EPS × 16.85x (sector P/E)

EPS=842.32, Sector P/E=16.85x

Peter Lynch (PEG)

₹21,058.00

+88.2%

EPS × Growth% (PEG = 1 is fair)

EPS=842.32, g=25%

Book Value (P/B)

₹10,891.60

-2.7%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=14920, ROE=8.9%, g=6%, r=10%

Reverse DCF

₹11,190.00

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 1.6% | Historical: 25%

Margin of Safety

₹16,061.71

+43.5%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=21415.62, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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