INCAR FINANCIAL SERVICE Co.,Ltd.

211050 KRX Financials Financials
KOSDAQ
₩10,490.00
-0.76%
Delayed · cached 15 min

Fair value analysis

211050
INCAR FINANCIAL SERVICE Co.,Ltd.
Financials›Financials
₩10,490.00
Close used for this calculation
₩24,632.87Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
90/100
Profitability25/25
Returns25/25
Balance Sheet17/25
Efficiency23/25
Growth23/25
Exceptional
Quality radar
90Prof.25/25Ret.25/25Eff.23/25B.Sht17/25Growth23/25

Consensus fair value

₩24,632.87
Below FV
▲ +134.8% against the close used
Model range ₩12,089.57 – ₩95,706.67
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩12,089.57Fair value₩24,632.87Bull₩95,706.67
FairClose
52-week traded range
52W low ₩8,850.0052W high ₩16,990.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

INCAR FINANCIAL SERVICE Co.,Ltd. closed at ₩10,490.00, 57.4% below the consensus fair value of ₩24,632.87 drawn from 9 valuation models.

Financial DNA score 90/100 — Exceptional. P/E of 7.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩22,853.11
+117.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₩12,089.57
+15.2%
√(22.5 × EPS × BVPS)
EPS=1480, BVPS=4389.12
Graham Formula
₩95,706.67
+812.4%
EPS × (8.5 + 2g) × 4.4 ÷ FD_Rate
g=20%, FD=3.3%
P/E Fair Value
₩29,600.00
+182.2%
EPS × 20x (sector P/E)
EPS=1480, Sector P/E=20x
Peter Lynch (PEG)
₩44,400.00
+323.3%
EPS × Growth% (PEG = 1 is fair)
EPS=1480, g=30%
Dividend Discount (DDM)
₩16,030.82
+52.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=296.87, r=10%, g=8%
Book Value (P/B)
₩30,098.40
+186.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=4389.12, ROE=33.4%, g=6%, r=10%
Reverse DCF
₩10,490.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -7.2% | Historical: 44.2%
Margin of Safety
₩30,046.75
+186.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=40062.34, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.