The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥1,961.30Fair value¥6,592.19Bull¥13,336.40
FairClose
52-week traded range
52W low ¥2,639.0052W high ¥3,852.50
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
SBI Holdings,Inc. closed at ¥3,262.00, 50.5% below the consensus fair value of ¥6,592.19 drawn from 8 valuation models.
Financial DNA score 77/100 — Strong. P/E of 4.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥9,870.62
+202.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=3.9%, r=10%, tg=3%, n=10yr
Graham Number
¥4,080.03
+25.1%
√(22.5 × EPS × BVPS)
EPS=666.82, BVPS=1109.52
P/E Fair Value
¥13,336.40
+308.8%
EPS × 20x (sector P/E)
EPS=666.82, Sector P/E=20x
Peter Lynch (PEG)
¥2,600.60
-20.3%
EPS × Growth% (PEG = 1 is fair)
EPS=666.82, g=3.9%
Dividend Discount (DDM)
¥1,961.30
-39.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=115.15, r=10%, g=3.9%
Book Value (P/B)
¥4,383.53
+34.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1109.52, ROE=28%, g=3.9%, r=10%
Reverse DCF
¥3,262.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -10% | Historical: 3.9%
Margin of Safety
¥6,821.76
+109.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=9095.68, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.