Banner Corporation
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $98.07M | $-164.07M | $54.72M | $5.94M |
| FY2015 | $16.22M | $15.06M | $104.57M | $12.07M |
| FY2016 | $-75.82M | $146.45M | $-84.83M | $16.24M |
| FY2017 | $346.70M | $-393.29M | $60.07M | $12.24M |
| FY2018 | $30.78M | $-976.22M | $956.44M | $23.09M |
| FY2019 | $149.61M | $-143.11M | $29.04M | $24.70M |
| FY2020 | $125.39M | $-1.45B | $2.26B | $12.80M |
| FY2021 | $301.58M | $-1.02B | $1.61B | $10.49M |
| FY2022 | $238.05M | $-1.44B | $-684.73M | $14.72M |
| FY2023 | $257.20M | $191.93M | $-437.73M | $14.65M |
| FY2024 | $293.19M | $-371.17M | $325.38M | $13.75M |
| FY2025 | $257.46M | $-224.74M | $-111.94M | $9.51M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.