Banner Corporation

BANR US Financials Regional Banks
S&P 600
$71.30
+0.68%
Delayed · cached 15 min

Fair value analysis

BANR
Banner Corporation
FinancialsRegional Banks
$71.30
Close used for this calculation
$103.46Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
60/100
Profitability25/25
Returns6/25
Balance Sheet11/25
Efficiency18/25
Growth23/25
Good
Quality radar
60Prof.25/25Ret.6/25Eff.18/25B.Sht11/25Growth23/25

Consensus fair value

$103.46
Below FV
▲ +45.1% against the close used
Model range $46.38 – $142.07
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$46.38Fair value$103.46Bull$142.07
FairClose
52-week traded range
52W low $58.0752W high $74.01

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Banner Corporation closed at $71.30, 31.1% below the consensus fair value of $103.46 drawn from 9 valuation models.

Financial DNA score 60/100 — Good. P/E of 12.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$142.07
+99.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$86.12
+20.8%
√(22.5 × EPS × BVPS)
EPS=5.64, BVPS=58.44
P/E Fair Value
$112.80
+58.2%
EPS × 20x (sector P/E)
EPS=5.64, Sector P/E=20x
Peter Lynch (PEG)
$141.68
+98.7%
EPS × Growth% (PEG = 1 is fair)
EPS=5.64, g=25.1%
EV/EBITDA
$46.38
-35.0%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=89.26M
Dividend Discount (DDM)
$104.73
+46.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.94, r=10%, g=8%
Book Value (P/B)
$55.08
-22.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=58.44, ROE=9.8%, g=6%, r=10%
Reverse DCF
$71.30
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.9% | Historical: 25.1%
Margin of Safety
$85.25
+19.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=113.66, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.