Bengal & Assam Co. Ltd.

BENGALASM NSE Financial Services Non Banking Financial Company (NBFC)
₹6,265.00
+1.04%
Delayed · cached 15 min

Fair value analysis

BENGALASM
Bengal & Assam Co. Ltd.
Financial ServicesNon Banking Financial Company (NBFC)
₹6,200.50
Close used for this calculation
₹8,378.81Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
54/100
Profitability19/25
Returns6/25
Balance Sheet11/25
Efficiency18/25
Growth11/25
Good
Quality radar
54Prof.19/25Ret.6/25Eff.18/25B.Sht11/25Growth11/25

Consensus fair value

₹8,378.81
Below FV
▲ +35.1% against the close used
Model range ₹2,773.25 – ₹18,971.81
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹2,773.25Fair value₹8,378.81Bull₹18,971.81
FairClose
52-week traded range
52W low ₹6,149.5052W high ₹6,661.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Bengal & Assam Co. Ltd. closed at ₹6,200.50, 26.0% below the consensus fair value of ₹8,378.81 drawn from 8 valuation models.

Financial DNA score 54/100 — Good. P/E of 9.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹2,773.25
-55.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹11,827.47
+90.8%
√(22.5 × EPS × BVPS)
EPS=721.95, BVPS=8611.81
Graham Formula
₹18,971.81
+206.0%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=9.9%, FD=7%
P/E Fair Value
₹12,164.86
+96.2%
EPS × 16.85x (sector P/E)
EPS=721.95, Sector P/E=16.85x
Peter Lynch (PEG)
₹7,147.31
+15.3%
EPS × Growth% (PEG = 1 is fair)
EPS=721.95, g=9.9%
Book Value (P/B)
₹4,542.73
-26.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=8611.81, ROE=8.1%, g=6%, r=10%
Reverse DCF
₹6,200.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -4.5% | Historical: 9.9%
Margin of Safety
₹8,575.76
+38.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=11434.35, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.