FB Financial Corp.
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $-105.61M | $-29.61M | $117.58M | $5.42M |
| FY2015 | $-45.78M | $-51.82M | $145.37M | $5.92M |
| FY2016 | $-245.20M | $-32.74M | $316.55M | $4.78M |
| FY2017 | $37.61M | $-267.17M | $212.98M | $4.55M |
| FY2018 | $212.21M | $-586.50M | $379.90M | $10.14M |
| FY2019 | $63.91M | $-182.91M | $226.33M | $6.81M |
| FY2020 | $-270.00M | $310.14M | $1.05B | $5.93M |
| FY2021 | $54.90M | $-849.56M | $1.27B | $6.10M |
| FY2022 | $799.71M | $-1.75B | $183.72M | $10.63M |
| FY2023 | $211.07M | $-55.22M | $-371.98M | $20.23M |
| FY2024 | $138.80M | $-294.00M | $386.76M | $6.55M |
| FY2025 | $155.86M | $-32.48M | $-9.98M | $8.85M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.