FB Financial Corp.

FBK US Financials Regional Banks
S&P 600
$54.76
-0.33%
Delayed · cached 15 min

Fair value analysis

FBK
FB Financial Corp.
FinancialsRegional Banks
$54.76
Close used for this calculation
$39.38Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
46/100
Profitability13/25
Returns5/25
Balance Sheet19/25
Efficiency9/25
Growth4/25
Average
Quality radar
46Prof.13/25Ret.5/25Eff.9/25B.Sht19/25Growth4/25

Consensus fair value

$39.38
Above FV
▼ -28.1% against the close used
Model range $5.86 – $49.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$5.86Fair value$39.38Bull$49.00
FairClose
52-week traded range
52W low $50.9252W high $62.08

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

FB Financial Corp. closed at $54.76, 39.1% above the consensus fair value of $39.38 drawn from 9 valuation models.

Financial DNA score 46/100 — Average. P/E of 22.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$39.85
-27.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=2.4%, r=10%, tg=3%, n=10yr
Graham Number
$45.47
-17.0%
√(22.5 × EPS × BVPS)
EPS=2.45, BVPS=37.51 · outside Graham range (P/E 22.4, P/B 1.5) — asset-light, treat as a rough floor
P/E Fair Value
$49.00
-10.5%
EPS × 20x (sector P/E)
EPS=2.45, Sector P/E=20x
Peter Lynch (PEG)
$5.86
-89.3%
EPS × Growth% (PEG = 1 is fair)
EPS=2.45, g=2.4%
EV/EBITDA
$33.68
-38.5%
(EBITDA × 11.2x − Net Debt) ÷ Shares
EBITDA=150.57M
Dividend Discount (DDM)
$10.24
-81.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.76, r=10%, g=2.4%
Book Value (P/B)
$17.84
-67.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=37.51, ROE=6.3%, g=3%, r=10%
Reverse DCF
$54.76
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.6% | Historical: 2.4%
Margin of Safety
$33.58
-38.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=44.77, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.