First Financial Bancorp
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $56.65M | $-83.98M | $19.83M | $10.61M |
| FY2015 | $91.57M | $-918.85M | $832.00M | $7.47M |
| FY2016 | $142.60M | $-313.35M | $177.51M | $9.73M |
| FY2017 | $123.52M | $-429.45M | $334.98M | $6.54M |
| FY2018 | $260.35M | $-204.79M | $30.01M | $18.23M |
| FY2019 | $186.33M | $-252.42M | $30.57M | $20.93M |
| FY2020 | $108.36M | $-1.20B | $1.13B | $16.47M |
| FY2021 | $388.16M | $-510.03M | $110.85M | $15.33M |
| FY2022 | $200.85M | $-883.11M | $669.73M | $13.78M |
| FY2023 | $486.97M | $-701.27M | $219.85M | $24.14M |
| FY2024 | $262.16M | $-1.00B | $699.08M | $21.08M |
| FY2025 | $337.86M | $-546.72M | $213.16M | $20.76M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.