Fino Payments Bank Ltd
₹121.35
+1.49%
Delayed · cached 15 min
Price Chart
Price50-day avg200-day avg
How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.
✓Strengths
- Net profit margin is strong at 21%.
- Profit has compounded about 20% a year over five years.
- Sales have compounded about 65% a year over five years.
- Promoters hold a majority stake (75%).
!Watch-points
- Return on equity is on the lower side at 6.8%.
- Return on capital employed is on the lower side at 4.4%.
- Recent profit growth (-72%) is slower than the five-year pace (20%).
These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.
Forensic Checks
Piotroski F-ScoreWeak
2 / 5
The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.
Based on 5 of the 9 signals — the rest need data not available for this stock.
These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.
Key Ratios
Market Cap₹ 1,010 Cr
Current Price₹ 121.35
High / Low₹ 326.70 / 110.03
Stock P/E47.588234
Book Value₹ 96.80
Dividend Yield0%
ROCE4.41%
ROE6.76%
Face Value₹ 10.00
Debt to Equity—
PEG Ratio—
EV / EBITDA13.30
Industry PE9.87
P/B Ratio1.2588435
EPS₹ 6.30
Debt—
PAT Margin20.97%
Cash PAT₹ 128 Cr
ICR—
Promoter Holding75.00%
FII Holding0.03%
DII Holding0.00%
Public Holding24.97%
Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).
Compounded Sales Growth
Compounded Profit Growth
Stock Price CAGR
Return on Equity