Fino Payments Bank Ltd
Ratios
Returns X-Ray — ROE vs ROCE vs ROA
| Year | ROE | ROA |
|---|---|---|
| FY2026 | 6.5% | 1.0% |
| FY2025 | 12.4% | 2.2% |
| FY2024 | 13.4% | 2.5% |
| FY2023 | 11.8% | 2.6% |
| FY2022 | 9.0% | 2.6% |
| FY2021 | 13.2% | 2.0% |
Computed from reported annual figures: ROE = net profit ÷ year-end equity; ROCE = (PBT + interest) ÷ (equity + borrowings); ROA = net profit ÷ total assets. Year-end balances, so values can differ slightly from sites that use averages. Educational data only.
| Period | ROE % |
|---|---|
| FY2018 | -30 |
| FY2019 | -32 |
| FY2020 | -22 |
| FY2021 | 15 |
| FY2022 | 14 |
| FY2023 | 13 |
| FY2024 | 14 |
| FY2025 | 13 |
| FY2026 | 7 |