Horace Mann Educators Corporation

HMN US Financials Multi-line Insurance
S&P 600
$48.77
-1.53%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

Strengths

  • Low debt: debt-to-equity of 0.39.
  • Comfortable interest cover: operating profit covers interest about 5.5 times.
  • Return on equity is moderate at 10.8%.
  • Net profit margin is 9.5%.
  • Has paid a dividend in each of the last 5 years on record.

!Watch-points

No notable watch-points flagged by the automated checks.

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreModerate
5 / 6

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 6 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap$1.98B
Current Price$ 48.77
High / Low$ 55.56 / 41.29
Stock P/E11.394859
Book Value$ 36.48
Dividend Yield2.87%
ROE10.79%
Debt to Equity0.39
P/B Ratio1.3140595
EPS$ 3.90
Debt$593.40M
PAT Margin9.53%
Cash PAT$189.20M
ICR5.53
Educational data only. Not a recommendation to buy, sell or hold any security.