Northwest Bancshares, Inc.

NWBI US Financials Regional Banks
S&P 600
$15.49
+0.00%
Delayed · cached 15 min

Fair value analysis

NWBI
Northwest Bancshares, Inc.
FinancialsRegional Banks
$15.49
Close used for this calculation
$20.87Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
57/100
Profitability21/25
Returns7/25
Balance Sheet11/25
Efficiency18/25
Growth22/25
Good
Quality radar
57Prof.21/25Ret.7/25Eff.18/25B.Sht11/25Growth22/25

Consensus fair value

$20.87
Below FV
▲ +34.7% against the close used
Model range $2.03 – $43.16
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$2.03Fair value$20.87Bull$43.16
FairClose
52-week traded range
52W low $11.3052W high $16.01

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Northwest Bancshares, Inc. closed at $15.49, 25.8% below the consensus fair value of $20.87 drawn from 9 valuation models.

Financial DNA score 57/100 — Good. P/E of 16.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$20.55
+32.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$17.64
+13.9%
√(22.5 × EPS × BVPS)
EPS=0.92, BVPS=15.04
P/E Fair Value
$18.40
+18.8%
EPS × 20x (sector P/E)
EPS=0.92, Sector P/E=20x
Peter Lynch (PEG)
$14.19
-8.4%
EPS × Growth% (PEG = 1 is fair)
EPS=0.92, g=15.4%
EV/EBITDA
$22.60
+45.9%
(EBITDA × 17.7x − Net Debt) ÷ Shares
EBITDA=174.79M
Dividend Discount (DDM)
$43.16
+178.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.8, r=10%, g=8%
Book Value (P/B)
$2.03
-86.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=15.04, ROE=6.5%, g=6%, r=10%
Reverse DCF
$15.49
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.8% | Historical: 15.4%
Margin of Safety
$14.15
-8.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=18.86, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.