Punjab & Sind Bank

PSB NSE Financial Services Public Sector Bank
₹22.73
+0.58%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

Strengths

  • Net profit margin is 11%.
  • Profit has compounded about 20% a year over five years.
  • Sales have compounded about 11% a year over five years.
  • Pays a dividend (yield about 1.68%).
  • Has paid a dividend in each of the last 5 years on record.
  • Promoters hold a majority stake (93.85%).

!Watch-points

  • Return on equity is on the lower side at 9.6%.
  • Return on capital employed is on the lower side at 6%.

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreWeak
2 / 5

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 5 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap₹ 16,128 Cr
Current Price₹ 22.73
High / Low₹ 32.46 / 20.50
Stock P/E11.656409
Book Value₹ 20.60
Dividend Yield0%
ROCE5.95%
ROE9.62%
Face Value₹ 10.00
Debt to Equity
PEG Ratio0.59
EV / EBITDA
Industry PE7.84
P/B Ratio1.0956329
EPS₹ 1.86
Debt
PAT Margin11.03%
Cash PAT₹ 1,499 Cr
ICR
Promoter Holding93.85%
FII Holding0.14%
DII Holding3.81%
Public Holding2.21%

Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).

Compounded Sales Growth
10 Years 3.00%
5 Years 11.00%
3 Years 14.00%
TTM 5.00%
Compounded Profit Growth
10 Years 15.00%
5 Years 20.00%
3 Years 0.00%
TTM 25.00%
Stock Price CAGR
10 Years -8.00%
5 Years 6.00%
3 Years -16.00%
1 Year -19.00%
Return on Equity
10 Years 0.00%
5 Years 8.00%
3 Years 7.00%
Last Year 10.00%
Educational data only. Not a recommendation to buy, sell or hold any security.