Punjab & Sind Bank
Ratios
Returns X-Ray — ROE vs ROCE vs ROA
| Year | ROE | ROA |
|---|---|---|
| FY2026 | 9.4% | 0.7% |
| FY2025 | 7.6% | 0.6% |
| FY2024 | 3.8% | 0.4% |
| FY2023 | 8.7% | 1.0% |
| FY2022 | 7.4% | 0.9% |
| FY2021 | -32.7% | -2.5% |
Computed from reported annual figures: ROE = net profit ÷ year-end equity; ROCE = (PBT + interest) ÷ (equity + borrowings); ROA = net profit ÷ total assets. Year-end balances, so values can differ slightly from sites that use averages. Educational data only.
| Period | ROE % |
|---|---|
| FY2015 | 2 |
| FY2016 | 6 |
| FY2017 | 3 |
| FY2018 | -12 |
| FY2019 | -9 |
| FY2020 | -18 |
| FY2021 | -39 |
| FY2022 | 9 |
| FY2023 | 9 |
| FY2024 | 4 |
| FY2025 | 7 |
| FY2026 | 10 |