Renasant Corp.
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $124.68M | $-202.80M | $-6.95M | $22.18M |
| FY2015 | $252.63M | $-247.43M | $44.79M | $25.17M |
| FY2016 | $163.80M | $-351.99M | $282.85M | $13.56M |
| FY2017 | $207.04M | $69.66M | $-301.47M | $13.05M |
| FY2018 | $82.11M | $-503.29M | $708.83M | $22.36M |
| FY2019 | $163.62M | $-505.91M | $188.11M | $34.97M |
| FY2020 | $82.24M | $-1.27B | $1.40B | $28.27M |
| FY2021 | $142.66M | $-660.00M | $1.76B | $20.52M |
| FY2022 | $574.05M | $-2.04B | $167.64M | $14.84M |
| FY2023 | $148.55M | $-55.40M | $132.21M | $21.63M |
| FY2024 | $106.42M | $-275.03M | $459.30M | $13.65M |
| FY2025 | $271.47M | $-734.03M | $441.24M | $33.72M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.