Renasant Corp.

RNST US Financials Regional Banks
S&P 600
$40.77
+0.59%
Delayed · cached 15 min

Fair value analysis

RNST
Renasant Corp.
FinancialsRegional Banks
$40.77
Close used for this calculation
$32.09Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
47/100
Profitability13/25
Returns3/25
Balance Sheet19/25
Efficiency12/25
Growth4/25
Average
Quality radar
47Prof.13/25Ret.3/25Eff.12/25B.Sht19/25Growth4/25

Consensus fair value

$32.09
Above FV
▼ -21.3% against the close used
Model range $2.07 – $44.24
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$2.07Fair value$32.09Bull$44.24
FairClose
52-week traded range
52W low $33.4052W high $44.30

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Renasant Corp. closed at $40.77, 27.0% above the consensus fair value of $32.09 drawn from 9 valuation models.

Financial DNA score 47/100 — Average. P/E of 19.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$33.99
-16.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=1%, r=10%, tg=3%, n=10yr
Graham Number
$44.24
+8.5%
√(22.5 × EPS × BVPS)
EPS=2.07, BVPS=42.03
P/E Fair Value
$41.40
+1.5%
EPS × 20x (sector P/E)
EPS=2.07, Sector P/E=20x
Peter Lynch (PEG)
$2.07
-94.9%
EPS × Growth% (PEG = 1 is fair)
EPS=2.07, g=1%
EV/EBITDA
$29.13
-28.6%
(EBITDA × 10.5x − Net Debt) ÷ Shares
EBITDA=242.94M
Dividend Discount (DDM)
$11.33
-72.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.89, r=10%, g=2%
Book Value (P/B)
$10.09
-75.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=42.03, ROE=4.7%, g=3%, r=10%
Reverse DCF
$40.77
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.9% | Historical: 1%
Margin of Safety
$29.91
-26.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=39.88, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.