The South Indian Bank Ltd

SOUTHBANK NSE Financial Services Private Sector Bank
Microcap 250
₹46.18
+0.22%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

Strengths

  • Return on equity is moderate at 13.5%.
  • Net profit margin is 14.8%.
  • Profit has compounded about 88% a year over five years.
  • Pays a dividend (yield about 0.97%).
  • Has paid a dividend in 4 of the last 5 years.

!Watch-points

  • Return on capital employed is on the lower side at 6.4%.
  • Recent profit growth (14%) is slower than the five-year pace (88%).

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreWeak
3 / 5

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 5 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap₹ 12,096 Cr
Current Price₹ 46.18
High / Low₹ 49.90 / 28.50
Stock P/E8.017361
Book Value₹ 45.10
Dividend Yield0.98%
ROCE6.42%
ROE13.50%
Face Value₹ 1.00
Debt to Equity
PEG Ratio0.35
EV / EBITDA
Industry PE13.90
P/B Ratio1.025106
EPS₹ 5.56
Debt
PAT Margin14.79%
Cash PAT₹ 1,571 Cr
ICR
Promoter Holding
FII Holding25.39%
DII Holding14.24%
Public Holding60.36%

Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).

Compounded Sales Growth
10 Years
5 Years 6.00%
3 Years 11.00%
TTM 7.00%
Compounded Profit Growth
10 Years
5 Years 88.00%
3 Years 23.00%
TTM 14.00%
Stock Price CAGR
10 Years 9.00%
5 Years 38.00%
3 Years 29.00%
1 Year 60.00%
Return on Equity
10 Years
5 Years 12.00%
3 Years 14.00%
Last Year 14.00%
Educational data only. Not a recommendation to buy, sell or hold any security.