What sector does The South Indian Bank Ltd belong to?

The South Indian Bank Ltd operates in the Financial Services sector, specifically the Private Sector Bank industry, and is listed on the NSE.

What is the current share price of SOUTHBANK?

As of the latest available quote, SOUTHBANK traded at ₹46.18. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of SOUTHBANK?

The South Indian Bank Ltd has a price-to-earnings (P/E) ratio of about 8.02. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of SOUTHBANK?

The market capitalisation of The South Indian Bank Ltd is approximately ₹12,096 Cr.

Is The South Indian Bank Ltd profitable?

For its latest reported financial year, The South Indian Bank Ltd recorded a net profit margin of about 14.79%.

Does SOUTHBANK pay a dividend?

The South Indian Bank Ltd currently has a dividend yield of about 0.98%.

What is the return on equity (ROE) of SOUTHBANK?

The South Indian Bank Ltd has a return on equity (ROE) of about 13.50%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of SOUTHBANK?

Over the past 52 weeks, SOUTHBANK has traded between a low of ₹28.50 and a high of ₹49.90.

The South Indian Bank Ltd

SOUTHBANK NSE Financial Services Private Sector Bank

Microcap 250

₹46.18

+0.22%

Delayed · cached 15 min

Fair value analysis

SOUTHBANK

The South Indian Bank Ltd

₹46.08

Close used for this calculation

₹92.44Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

68/100

Profitability21/25

Returns11/25

Balance Sheet14/25

Efficiency22/25

Growth20/25

Strong

Quality radar

Consensus fair value

₹92.44

Below FV

▲ +100.6% against the close used

Model range ₹76.31 – ₹284.92

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹76.31Fair value₹92.44Bull₹284.92

FairClose

52-week traded range

52W low ₹28.6452W high ₹48.49

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

The South Indian Bank Ltd closed at ₹46.08, 50.2% below the consensus fair value of ₹92.44 drawn from 8 valuation models.

Financial DNA score 68/100 — Strong. P/E of 8.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹284.92

+518.3%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹76.31

+65.6%

√(22.5 × EPS × BVPS)

EPS=5.56, BVPS=46.55

Graham Formula

₹250.40

+443.4%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=20%, FD=7%

P/E Fair Value

₹77.28

+67.7%

EPS × 13.9x (sector P/E)

EPS=5.56, Sector P/E=13.9x

Peter Lynch (PEG)

₹130.10

+182.3%

EPS × Growth% (PEG = 1 is fair)

EPS=5.56, g=23.4%

Book Value (P/B)

₹87.27

+89.4%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=46.55, ROE=13.5%, g=6%, r=10%

Reverse DCF

₹46.08

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -5% | Historical: 23.4%

Margin of Safety

₹129.17

+180.3%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=172.23, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

Equity Timer