Tci Finance Ltd

TCIFINANCE NSE Financial Services Non Banking Financial Company (NBFC)
₹15.01
-0.66%
Delayed · cached 15 min

Fair value analysis

TCIFINANCE
Tci Finance Ltd
Financial ServicesNon Banking Financial Company (NBFC)
₹15.11
Close used for this calculation
₹80.35Fair value

The valuation models disagreed widely for this stock, so this figure is an unweighted average of the middle of their range. Treat it as indicative only.

Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
64/100
Profitability25/25
Returns6/25
Balance Sheet11/25
Efficiency22/25
Growth20/25
Good
Quality radar
64Prof.25/25Ret.6/25Eff.22/25B.Sht11/25Growth20/25

Consensus fair value

₹80.35
Below FV
▲ +431.8% against the close used
Model range ₹21.81 – ₹172.94
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹21.81Fair value₹80.35Bull₹172.94
FairClose
52-week traded range
52W low ₹10.8652W high ₹36.63

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Tci Finance Ltd closed at ₹15.11, 81.2% below the consensus fair value of ₹80.35 drawn from 8 valuation models.

Financial DNA score 64/100 — Good. P/E of 4.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹236.78
+1,467.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹54.47
+260.5%
√(22.5 × EPS × BVPS)
EPS=3.84, BVPS=34.34
Graham Formula
₹172.94
+1,044.5%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹64.70
+328.2%
EPS × 16.85x (sector P/E)
EPS=3.84, Sector P/E=16.85x
Peter Lynch (PEG)
₹96.00
+535.3%
EPS × Growth% (PEG = 1 is fair)
EPS=3.84, g=25%
Book Value (P/B)
₹21.81
+44.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=34.34, ROE=8.5%, g=6%, r=10%
Reverse DCF
₹15.11
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -10% | Historical: 25%
Margin of Safety
₹99.17
+556.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=132.22, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.