What sector does Hanover Insurance belong to?

Hanover Insurance operates in the Financials sector, specifically the Property & Casualty Insurance industry, and is listed on the US markets.

What is the current share price of THG?

As of the latest available quote, THG traded at $225.84. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of THG?

Hanover Insurance has a price-to-earnings (P/E) ratio of about 10.81. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of THG?

The market capitalisation of Hanover Insurance is approximately $8.24B.

Is Hanover Insurance profitable?

For its latest reported financial year, Hanover Insurance recorded a net profit margin of about 10.05%.

Does THG pay a dividend?

Hanover Insurance currently has a dividend yield of about 1.68%.

What is the return on equity (ROE) of THG?

Hanover Insurance has a return on equity (ROE) of about 18.04%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of THG?

Over the past 52 weeks, THG has traded between a low of $166.54 and a high of $236.07.

Hanover Insurance

THG US Financials Property & Casualty Insurance

S&P 400

$225.84

+1.25%

Delayed · cached 15 min

Fair value analysis

THG

Hanover Insurance

$225.84

Close used for this calculation

$394.26Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

70/100

Profitability17/25

Returns17/25

Balance Sheet17/25

Efficiency19/25

Growth17/25

Strong

Quality radar

Consensus fair value

$394.26

Below FV

▲ +74.6% against the close used

Model range $142.69 – $636.80

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$142.69Fair value$394.26Bull$636.80

FairClose

52-week traded range

52W low $167.5752W high $232.63

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Hanover Insurance closed at $225.84, 42.7% below the consensus fair value of $394.26 drawn from 9 valuation models.

Financial DNA score 70/100 — Strong. P/E of 12.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$636.80

+182.0%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$205.27

-9.1%

√(22.5 × EPS × BVPS)

EPS=18.16, BVPS=103.12 · outside Graham range (P/E 12.4, P/B 2.2) — asset-light, treat as a rough floor

P/E Fair Value

$363.20

+60.8%

EPS × 20x (sector P/E)

EPS=18.16, Sector P/E=20x

Peter Lynch (PEG)

$183.96

-18.5%

EPS × Growth% (PEG = 1 is fair)

EPS=18.16, g=10.1%

EV/EBITDA

$380.76

+68.6%

(EBITDA × 15.1x − Net Debt) ÷ Shares

EBITDA=928.4M

Dividend Discount (DDM)

$142.69

-36.8%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=2.64, r=10%, g=8%

Book Value (P/B)

$310.40

+37.4%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=103.12, ROE=18%, g=6%, r=10%

Reverse DCF

$225.84

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 0.7% | Historical: 10.1%

Margin of Safety

$301.32

+33.4%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=401.76, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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